Applications opening soon!
Bella Terra, our newest Habitat community will feature:
- 53 homes with construction starting in 2026 continuing through 2027
- 3 bedrooms/2 bathrooms (one and two story floorplans)
- 4 bedrooms/2 bathrooms (one story floorplan)
- Homeowners Association with lawncare included
Scroll down for details:
The Bella Terra Community
- Conveniently located off I-24, less than 30 minutes southeast of downtown Nashville
- Bella Terra is located one mile from the Southeast Community Center and Nashville Public Library Southeast Branch
- Future entrances to Bella Terra will be located on Ellen Way, Highland Ridge Drive, and Pippen Drive in Antioch, TN. Bella Terra’s roads are currently closed for construction
- For safety, do not attempt to enter the future neighborhood
Estimated Mortgage Payments - $1,200 - $1,350**
**Assumes a $300,000 - $350,000 purchase price financed 100% by Habitat or its partners with a 30-year, 0% APR loan equivalent to purchase price. Estimates for property taxes, homeowners insurance, and homeowners association dues are included, but actual amounts may vary. Final mortgage terms will result in a payment that does not exceed 30% of an eligible buyer’s gross income. Final purchase price will be determined by market value and applicable deed restrictions at the time of purchase.
Step 1 - Review Eligibility and Income Requirements
- Minimum credit score of 600. Applicants with no credit score will be given opportunity to prove credit worthiness through alternative methods (rent and other bill payment histories)
- Savings. Ability to save $2,000 for closing costs within 6-9 months
- Annual income limits as shown in the chart below
UPDATE!!! Household Maximum Income Limits Have Been Increased!
| Household Size | ||
|---|---|---|
| Qualifying Income must be more than ** | Household Income must be less than | |
| 1 Person | $50,000 | $64,500 |
| 2 People | $50,000 | $72,500 |
| 3 People | $50,000 | $81,500 |
| 4 People | $50,000 | $90,500 |
| 5 People | $50,000 | $97,500 |
| 6 People | $50,000 | $104,500 |
| 7 People * | $53,000 | $112,000 |
| 8 People * | $53,000 | $119,000 |
- * A limited number of 4-bedroom homes will be available. Households of 7 or 8 will only be considered for 4-bedroom homes and must meet the minimum income requirement. Households of 4 - 6 are sometimes eligible for 4-bedroom homes, but this is not guaranteed given the limited quantity.
- ** Qualifying Income includes stable sources of income for the applicants and may be different from Household Income which includes all income sources of all household members.
- Self-employment income cannot be used to meet the minimum income requirement for this application round. However, it will be included in the maximum household income limit. Please review all eligibility requirements before applying, as program requirements may change.
- Income limits in the chart are specific to the Davidson County homes as of November 2026 and could change in future application rounds.
Step 2 - Learn More about Habitat Homeownership
Ready to learn more? Click the date below to register for an Information Meeting.
- In-person opportunity (click the date below to register):
- Virtual (online) opportunities (click the date below that you wish to attend):
Can't attend? Click here to watch the Information Video Series(opens in new tab) instead.
Step 3 - Apply online between November 2 - November 16, 2026
- Applications will open November 2 at 10 a.m. and close November 16 at 5 p.m.
- A $95 (per applicant) credit report fee must be paid at the time of application
- For questions or if you need help completing the online application, please call 615-254-4663 or send an email to HomeownerServices@habitatnashville.org
More Homeownership Opportunities:
- Village by the Creek – Existing one-level home featuring three bedrooms and two bathrooms, located north of Nashville in Davidson County.
- Sherwood Commons – Existing two-story townhome north of Nashville in Davidson County, featuring three bedrooms and two full bathrooms upstairs, with a kitchen, dining room, and half bathroom on the main level.
- Cheatham County – New construction home to be built in Ashland City, TN.
Stay Connected
Sign up to receive email updates about Bella Terra, upcoming home locations, and future application opportunities.
For questions regarding eligibility or the Bella Terra community, please call (615) 254-4663 or email HomeownerServices@habitatnashville.org
