Coming Soon to Antioch!
Bella Terra, our newest Habitat community will feature:
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53 homes with construction starting in 2026 continuing through 2027
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3 bedrooms/2 bathrooms (one and two story floorplans)
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4 bedrooms/2 bathrooms (one story floorplan)
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Homeowners Association with lawncare included
The Bella Terra Community
Conveniently located off of I-24, less than 30 minutes east of downtown Nashville
- One mile from the Southeast Community Center and Nashville Public Library
- Enter 4544 Highland Ridge Dr, Antioch TN into GPS for directions to Bella Terra
Estimated Mortgage Payments - $1,200 - $1,350**
**Assumes a $300,000 - $350,000 purchase price financed 100% by Habitat or its partners with a 30-year, 0% APR loan equivalent to purchase price. Estimates for property taxes, homeowners insurance, and homeowners association dues are included, but actual amounts may vary. Final mortgage terms will result in a payment that does not exceed 30% of an eligible buyer’s gross income. Final purchase price will be determined by market value and applicable deed restrictions at the time of purchase.
Step 1 – Review Eligibility and Income Requirements
Applicants must meet the full eligibility criteria (click the green button below) for these homes, including:
- Minimum credit score of 600. Applicants with no credit score will be given opportunity to prove credit worthiness through alternative methods (rent and other bill payment histories).
- Savings. Ability to save $2,000 for closing costs within 6-9 months.
- Annual income limits as shown in the chart below.
| Household Size | Qualifying Income (must be more than) | Household Income (must be less than)** |
|---|---|---|
| 1 person | $50,000 | $65,000 |
| 2 people | $50,000 | $68,000 |
| 3 people | $50,000 | $74,000 |
| 4 people | $50,000 | $74,000 |
| 5 people | $50,000 | $74,000 |
| 6 people | $50,000 | $74,000 |
| 7 people (4 bedroom) | $53,000 | $74,000 |
| 8 people (4 bedroom) | $53,000 | $74,000 |
- ** Qualifying Income includes stable sources of income for the applicants and may be different from Household Income which includes all income sources of all household members.
- Self-employment income cannot be included in the minimum income required to qualify for the Habitat mortgage during the January 2026 application round. However, it is included in the maximum household income limit.
- Income limits are specific to the Davidson County homes as of January 2026.
- All income limits and criteria are subject to change.
Step 2 – Learn More about Habitat Homeownership
Attend one of the upcoming Information Meetings.
- In-person opportunities:
- Saturday, December 13, 9 a.m. to 11 a.m. | Register by clicking here
- Saturday, January 10, 9 a.m. to 11 a.m. | Register by clicking here
- Virtual (online) opportunities:
- Thursday, January 8, 6 p.m. to 8 p.m. | Register by clicking here
- Friday, January 9, 9 a.m. to 11 a.m. | Register by clicking here
Or click here to watch the Information Video Series.
Step 3 – Apply online between January 15 – January 30, 2026
- Applications will open January 15 at 9 a.m. and close January 30 at 5 p.m.
- For questions or if you need help completing the online application, please call 615-254-4663 or send an email to homeownerservices@habitatnashville.org
To receive email notifications about the homeownership program, future application periods, and other updates, please sign up by clicking the button below.
