Applications for three and four-bedroom homes in Village by the Creek will open online Tuesday, May 7 at 9 a.m.
Limited Time Offer! Closing costs as low as $1,500! Applicants who apply for Village by the Creek homes in May 2024 may be eligible for closing costs assistance that can reduce the required amount to as low as $1,500.
(The orange button below will not be active until the opening date.)
Scroll down for details on each of these:
- Home & Neighborhood Features
- Sample Floorplans
- Location & Driving Directions
- Mortgage Payment Estimate
- Eligibility & Income Qualifications
- How to Apply
Home and Neighborhood Features
- Three bedroom, two bathroom homes - approx. 1100 square feet
- Four bedroom, two bathroom homes - approx. 1300 square feet
- Open floor plans
- One-story, cottage-style homes
- Front porches and concrete driveways
- ENERGY STAR® certified
- Multi-generational design
- 58 single-family homesites
- Open green spaces and sidewalks
- Convenient to downtown Nashville and interstates
Sample Floorplans
Click on a floorplan below to open it in a new window.
Convenient Location in Davidson County
Village by the Creek
3798 Village Trail Nashville, TN 37207
Payments starting at approximately $1,200/month
Prices starting in lower $300,000s
(Assumes a $300,000 purchase price financed by Habitat or its partners with a 30 year, 0% APR loan for $300,000. Estimates for property taxes, homeowners association, and homeowners insurance are included but actual amounts may vary.)
Eligibility Criteria
Applicants must meet the full eligibility criteria listed here as well as additional criteria for these homes, including:
- Minimum credit score of 600. Applicants with no credit score will be given opportunity to prove credit worthiness through alternative methods (rent and other payment histories).
- Annual income limits as shown below:
Village by the Creek Annual Income Qualifications
| Household Size | Minimum Mortgage Eligibility Income | Maximum Household Annual Income** |
| 1 | $42,000 | $56,175 |
| 2 | $42,000 | $64,200 |
| 3 | $42,000 | $72,225 |
| 4* | $42,000 | $80,175 |
| 5* | $42,000 | $86,625 |
| 6* | $42,000 | $93,075 |
| 7* | $48,000 | $99,450 |
| 8* | $48,000 | $105,900 |
* A limited number of four bedroom homes are available in the May 2024 application round. Households of seven or eight are only considered for 4 bedroom homes. Households of 4-6 are sometimes eligible for four bedroom homes but this is not guaranteed given limited availability, and also requires a minimum annual income of $48,000.
** Mortgage Eligibility Income includes stable sources of income for the applicants and may differ from Household Income which includes all income sources of all household members.
Income limits are specific to Village by the Creek homes as of May 2024. All income limits and criteria are subject to change.
Information Video Series
Ready for more? Click below to dive deeper by watching our information video series.
When & How to Apply
Applications will open at 9 a.m. on Tuesday, May 7, 2024, and will close on Tuesday, May 28 at 5 p.m. The application will be accessed by clicking the orange button below. This button will not be active until the opening date.
We anticipate opening another round of Village by the Creek applications in July 2024 but encourage those who are ready to apply now! To be notified of future application periods in all areas we serve, click the notification sign up button below.
